“I’m saving for a future home. I was earning near zero interest before and now I can see my daily earnings growing quickly with Blossom! It was an easy decision for me and they have a super easy-to-use app as well.”
Jesse Lenn, 26
to help your savings grow
with no sign up, transfer or withdrawal fees
for the first time
Say hello to our fixed income fund and the kind of great returns only the big end of town had access to… up until now.
Fixed income funds aren’t new. They’ve traditionally been for big corporate and institutions with a lot of money to invest, but Blossom changes that. Now everyday savers and investors like you can have access to a fixed income fund with an amazing targeted return of 5.95% p.a. We think it’s only fair.
If you’re saving for a house, a car, a holiday or just because, you need to know about fixed income funds. It’s not a bank account and it’s not like investing in stocks or ETFs.
Fixed income investing is what it sounds like, investments pay a 'fixed rate': corporate bonds, government bonds, cash, mortgage-backed securities & more. Fixed income investing for us is the perfect balance between returns and security.
We believe Blossom’s fixed income fund is the better way to save.
No sitting around earning almost nothing. Blossom can help get your savings growing.
No sign up fees, no transfer fees, no withdrawal fees. We’ll never charge you to move your money in or out of your Blossom account.
We post your earnings every day. See the power of daily compounding for yourself!
It’s easy and fast to start with $1, $5 or $10.
No risky moves or dangerous stunts. Blossom isn’t a trading account, we don’t play the stock market.
We believe making money shouldn’t cost the planet or other people, it’s why we’re proud to be ethical investors.
Fixed income investing is an investment approach focused on preserving your capital. Common examples of fixed income products include government or corporate bonds, which can provide steady streams of income. The Blossom Fund invests (directly or indirectly) in a well-diversified portfolio of lower-risk assets of this type. For more information on the portfolio, please read the PDS and TMD below.
It can be difficult to access fixed income investments on your own because:
a) There are few platforms providing individuals with access to fixed income investing
b) Fixed income investments are generally associated with very high minimum acquisition amounts
c) With fixed income investing, your funds can be locked up for long periods of time. You might have to wait a long time for the investment to end or find a buyer, outside any exchange (and generally you would get paid much less than you invested in these cases).
That’s why Blossom is targeting the fixed income market. We’re bringing access to fixed income investment returns to you with no minimum application amount, a minimum withdrawal amount of $0.01 and easy app access to your funds.
Led by an expert team, Blossom uses a diversified and sophisticated strategy including (direct and indirect) investments in corporate and government bonds, mortgage-backed securities, cash and more. Through targeting investment grade and highly liquid instruments, experts decide where and how to spread the risk to achieve the highest possible return within the investment strategy. For more information on our targeted returns and strategy, please read the PDS.
“This product is long overdue. Much better rate than the banks, super slick and uncomplicated interface and unlike term deposits (with lousy rates) I can withdraw whenever I want. Blossom, I’m yours!” – Richard G, 64.
“Blossom just seems like it’s in a different league of finance and investment apps. You get the benefits of being in a fund, like an awesome return, as well as the flexibility of other savings accounts like moving money in and out as I please. There’s also no fees and no minimums. Well done.” – Kate I, 29.
“Fantastic business. Easy and accessible access to the fixed income market. Earning % on my savings...almost 6x what I was earning before.” – Ron L, 31.
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